Monday, August 12, 2019

Life Insurance Buyers Guide

Life Insurance Buyers



Buying a life insurance policy may be one of the biggest financial decisions you will ever make in your life. The university was already working to improve reporting practices when the Education Department contacted it in May, concerned that a local uptick in crime was not reflected in the school’s annual safety report.

Finding the right plan


Top Life Insurance Companies


Rep. Bobby Scott, a Virginia Democrat who is chairman of the House education committee, said DeVos’ decision granted only partial loan forgiveness to the 1,500 borrowers and fell “well short” of what they deserved.
“For the vast majority of defrauded students, this announcement cancels only a small portion of the loans they took out to attend a failing school,” Scott said. “These students will continue to face an uphill battle to repay those loans without the benefit of a quality degree.”
The department did not immediately respond to Scott’s comment.

the application and medical examination

Before the federal review, Texas State was already taking steps to improve compliance, Trauth said in her letter Thursday. The school recently hired University Police Chief Laurie Clouse, who has extensive experience in Clery compliance. Clouse formed an internal Clery Compliance Committee that first met in March and continues to meet monthly.

The beginning of the policy coverage period

It is worth noting that most life insurance policies have a two-year contestability period, during which the insuring company has the right to cancel the policy if it discovers that you have misrepresented any information on your application. After the two years, the insurer will not be able to cancel but will still be able to make adjustments to the policy if you have indeed presented wrong information.

Keeping an eye on your policy

Earlier this year, it was revealed that Texas State officials had significantly underreported the number of sexual assaults on its flagship campus in San Marcos. Recently revised crime statistics for 2016 and 2017 show 38 incidents of rape and one other incident of statutory rape — nearly five times more than previously reported.
The university was already working to improve reporting practices when the Education Department contacted it in May, concerned that a local uptick in crime was not reflected in the school’s annual safety report.

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